Easy ways to get you out of cash crunch



It’s been exactly a month since Honorable Prime Minister announced “Demonetization” of 86% of currency in circulation.

While we don’t want to debate on it’s narrative or effectiveness, we sure would like to mention some smart hacks to tackle sudden shortage of cash.

Let’s start with basics. Here’s our pick.




  • Cash flow
    We know, being a salaried person, you may not be good at this. Ever since college, you never had the track of your expenditure. Perhaps it’s time you take a cue from your business friends and prepare a proper Cash summary. Don’t worry, open up your online statement and it’ll have everything you need. Cue to you if you are not already taking advantage of online banking, it makes expenses so much easier to manage.pic_2






  • File Income tax
    Do not panic if you’ve cash lying around. Go, deposit it. Just have sufficient documents to support the among in case of any future inquiry. Your cash deposit might be matched with the income tax you file so stay in right side of law. Also, be regular with your tax & returns filing.pic_6





  • GO Digital!
    Stickler on privacy and security? Or perhaps that 2% transaction fee on your debit or credit card bugged you? Well, now’s the time to go cashless and incorporate all of it in you routine. Government has done away with 2% rule as well as two factor authorization for small transactions. Go nuts!pic_3





  • Manage petty expenses with E-Wallets.
    Want even more convenience? E-wallets to your rescue, load them up with money via your account and you have a payment service minus the risk of card fraud! Wallets like PayTM and Freecharge are now accepted widely plus the convenience to not search for “chutta” is an added bliss. E-Wallets are more convenient while managing petty expenses like food delivery, local vendors, milk-man etc.pic_4





  • Opt for subscriptions 
    Why limit your subscription only to DTH ? Subscription provides you at-home convenience of paying upfront & enjoying the services for the rest of tenure without being paranoid of doing bills every month. As an added benefit, subscriptions often would cost you far less than the total amount you would be paying otherwise. Your local service providers electrician, plumber et al are still not gonna have the PayTM or Card wiping payment mode. Gapoon has introduced India’s 1st home maintenance packages, Gapoon Maintenance Cover (GMC), wherein you can opt from variety of packages suiting your need or customize your own, Subscribe and redeem huge savings on half-yearly and yearly plans without paying any extra service charge on the services for the entire tenure. Talk about #GoingCashless !






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